Senior Quality Engineer - Underwriting

About Bestow

Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that.

Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.

Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.

About the Team

The Quality Engineering (QE) team makes sure the decisions Bestow's platform produces for carrier partners are correct, not just technically functional. This role is our reference authority on underwriting correctness. You'll partner with underwriters, actuaries, product, and engineering to make sure every rule change, evidence integration, and risk classification holds up before it reaches a carrier.

We're hiring a senior individual contributor whose main qualification is deep life insurance underwriting expertise. You've spent years working in or testing underwriting operations and systems, and you can look at a decision output and know whether it's right before anyone writes a defect report.

What You'll Do

• Own test strategy and quality signal for underwriting decisioning, including rules changes, evidence ingestion, risk classification, and case outcomes.
• Design test scenarios that reflect real underwriting complexity: combinations of impairments, evidence sources, table ratings, and edge cases.
• Validate rules engine behavior across releases, running regression on decision outcomes and not just API contracts.
• Translate underwriting requirements into testable acceptance criteria with underwriters, actuaries, and product before code is written.
• Build and extend API-level and data-level automated checks with the core QE team, growing toward full ownership of automation for the underwriting domain.
• Investigate production underwriting discrepancies and take them from root cause analysis through defect prevention.
• Serve as the QE organization's go-to authority on underwriting correctness.

Who You Are

• 7+ years in life insurance, with substantial time in or directly adjacent to underwriting: underwriting operations, underwriting systems analysis, new business, or testing underwriting platforms.
• Working fluency with underwriting evidence and process, including application Part 1 and Part 2, MIB, Rx and MVR data, APS handling, table ratings, NIGO workflows, and accelerated or automated underwriting programs.
• Hands-on experience configuring, analyzing, or testing at least one underwriting rules engine or decisioning platform (e.g., AURA, Magnum, FAST).
• SQL skills strong enough to independently verify data outcomes.
• Experience writing structured test cases or acceptance criteria and defending quality judgments to engineering and business stakeholders.
• Nice to have: test automation in code (JavaScript/TypeScript, Playwright, pytest), API testing tools, CI/CD familiarity, and annuities exposure.

Total Rewards

• Competitive salary and equity based on role
• Flexible paid time off and parental leave programs
• 100% paid-premium option for medical, dental, and vision insurance
• Lifestyle stipend to support your physical, emotional, and financial wellbeing
• Flexible work-from-home policy and open to remote
• Employee-led diversity, equity, and inclusion initiatives