Claims Counsel - Cowbell

About Cowbell

Cowbell is signalling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes.

Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India.

Cowbell Cyber is hiring a Claims Counsel to join our Claims team. You will be responsible for adjusting cyber claims and providing outstanding customer service to our clients, brokers, insureds and claimants.

What You Will Do

• Perform tasks such as coverage analysis and letter writing; investigation; incident response; evaluation; reserve adequacy and timeliness; diary maintenance; management of defense and coverage counsel; reinsurance reporting; and claim disposition.
• Proactively manage claims and litigation effectively while delivering outstanding customer service.
• Provide regular communication with customers, brokers, and cross-functional departments.
• Deliver written and oral claim presentations; obtain authority and/or formulate appropriate action plans on difficult claims.
• Market claim services and coordinate and participate in presentations to customers.

What Cowbell Needs From You

• Minimum of 2-5 years of claims handling experience; 1 year Cyber experience required.
• JD required.
• Must obtain and retain required adjuster licenses.
• Strong skills in coverage, claim evaluation, and negotiation.
• Exceptional organizational and presentation skills.
• Experience working in a collaborative team environment and across work groups.
• Professional Liability Experience is a plus.

Benefits & Perks

• Flexible PTO policy and 13 paid holidays in the US
• Company subsidized medical, dental, and vision insurance (90% for employee and eligible dependents)
• Flexible Spending Accounts or Health Savings Accounts
• Stock options in a rapidly scaling startup
• 401(k) program with employer matching
• Company-paid basic Life, AD&D, STD & LTD and Voluntary benefits
• 16 weeks paid Parental Leave for all new parents

Work Location

This is a fully remote position, but we are currently only hiring candidates located in the following states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IA, KY, KS, MD, MA, MI, MN, MO, MS, NC, NE, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, DC, WI.