Counsel, Product & Regulatory - Payments & AML

As we continue expanding and iterating on our product offerings and as we work to build a nationally chartered bank, we’re looking for a Counsel, Product & Regulatory (Payments & AML) to help us navigate increasingly complex questions at the intersection of product, regulation, and financial infrastructure.

What you’ll do

• Advise on payments products and infrastructure: Support a broad portfolio of payments-related initiatives, including payment rails, product launches, operational incidents, partner relationships, and customer-facing experiences.
• Partner across the company: Work cross-functionally with Product, Compliance, Risk, Engineering, Operations, Partnerships, and Legal as a low-ego, high-ownership thought partner.
• Help launch new capabilities: Support new payment capabilities (like Zelle) from early exploration through launch in ambiguous environments.
• Support financial crimes initiatives: Collaborate with AML Advisory, Sanctions, Compliance, and Risk teams on financial crimes compliance, interpreting requirements and developing practical guidance.
• Build scalable guidance: Create frameworks and guidance that improve consistency and reduce organizational friction.
• Use AI intentionally: Utilize a working knowledge of AI tools in legal workflows to drive efficiency.
• Stay curious and adaptable: Embrace evolving regulatory landscapes and emerging payment rails.

What you should have

• 4+ years of legal experience.
• Active license to practice law in at least one U.S. jurisdiction.
• Experience supporting fintechs, banks, payment companies, sponsor-bank programs, payment networks, BaaS providers, or regulators with substantial payments- or AML-related exposure.
• Strong working knowledge of payments-related regulatory frameworks and emerging areas like stablecoins.
• Familiarity with BSA/AML and sanctions requirements.
• Exceptional communication skills with the ability to tailor to your audience.
• Strong judgment, comfort with ambiguity, and a proactive sense of ownership.
• Working knowledge of AI use cases within legal roles or financial services.