Senior Manager, AML/BSA Officer - Mission Lane

Senior Manager, AML/BSA Officer

Mission Lane is building a future where millions can achieve financial success through data, technology, and exceptional service. We're seeking a Senior Manager, AML/BSA Officer to lead our Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) Program.

As our designated AML/BSA Officer, reporting to the Chief Risk Officer, you will own the program end-to-end, establishing Mission Lane's second-line AML/BSA function as our bank charter comes online. This is a critical build role requiring independence, sound judgment, and the ability to serve as the primary point of contact for examiners and regulators.

What You'll Own:

• End-to-end execution of Mission Lane’s AML/BSA Program.
• Suspicious activity investigations, escalations, and SAR filings.
• Independent, second-line judgment on AML/BSA risk, with direct escalation of material issues to senior management and the Risk Committee of the Board.
• AML/BSA risk assessments and remediation tracking.
• Regular and ad hoc reporting to senior management and the Board on program effectiveness and SAR activity.
• Primary relationship management with examiners and auditors on AML/BSA matters.
• Second-line oversight support for OFAC, fraud, and related financial crimes programs, in partnership with Customer Operations, Risk, and Legal.

What You'll Need to Succeed:

• Proven experience building or maturing an AML/BSA program and earning credibility with regulators and business partners.
• Ability to operate independently and exercise judgment on when to escalate issues to senior leadership or the Board.
• Skill in translating complex regulatory requirements into actionable guidance for the business.
• A proactive approach to asking challenging questions while building trust.
• Motivation for building a program from the ground up.

Minimum Qualifications:

• 5+ years of AML/BSA experience, including 3+ years administering AML/BSA programs and interacting directly with regulators.
• Active CAMS certification.
• Strong knowledge of AML/BSA laws and regulations, and financial services regulatory compliance frameworks, including second-line oversight and effective challenge expectations.
• Proven ability to independently manage investigations and SAR filings.
• Experience managing and developing a team of compliance or risk professionals.
• Strong written and verbal communication skills, including experience delivering executive-level reporting and presentations.
• Ability to manage multiple priorities in a fast-paced, highly regulated environment.
• Ability to work remotely, with required travel as needed (approximately 6+ times per year).

Preferred Qualifications:

• Experience standing up or maturing an AML/BSA program at a de novo bank or newly chartered institution.
• Experience in a credit card or consumer lending environment.
• Familiarity with data visualization tools (e.g., Tableau) for regulatory and Board reporting.
• Experience supporting OFAC or broader financial crimes programs in addition to AML/BSA.

Compensation & Benefits:

• Annual full-time starting base salary range: $140,000 - $165,000.
• Eligibility for annual incentive and equity programs.
• Comprehensive benefits plan including paid time off, 401(k) match, monthly wellness stipend, health/dental/vision insurance, disability coverage, paid parental leave, flexible spending accounts, and life insurance.
• Remote-first work environment.

Mission Lane is a purpose-driven fintech company dedicated to providing clear paths to financial success for millions of people. We partner with sponsor banks to offer credit cards with better, clearer terms to individuals looking to improve their credit. We are committed to a workplace built on respect, dignity, and Unity, fostering an environment where all individuals can do their best work.