Senior Software Engineer, Backend - Dave

About Dave

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create affordable, transparent, and user-centric access to liquidity for millions of Americans. Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions, including its flagship ExtraCash product.

Team Overview

Risk is a critical part of Dave's platform-centric teams, providing real-time analytics to assess users' risk and behavior. The team is responsible for validating the legitimacy of users' identities and actions, building and operating event-driven, asynchronous decisioning systems that need to be fast, resilient, and auditable at scale.

What You'll Do

• Design and build backend services in TypeScript for real-time and asynchronous risk decisioning.
• Build and maintain event-driven workflows using queues, pub/sub, and cloud task infrastructure.
• Design and implement state machines to model multi-step decisioning and verification flows.
• Work closely with product, operations, and infrastructure to build and scale backend services.
• Regularly participate in code reviews and other team functions.
• Own end-to-end delivery of small to medium-sized projects from design through production.
• Provide technical leadership and help guide the team's overall technical direction.
• Offer mentorship and pair with other engineers regularly.

What You'll Need

• Bachelor's degree in Computer Science, a related field, or equivalent practical experience.
• 5+ years of experience in software development.
• Hands-on experience with event-driven architecture (message queues, pub/sub, or similar).
• Experience with cloud task/job scheduling systems (e.g., Cloud Tasks, SQS, Celery, or equivalent).
• Experience designing or implementing state machines for multi-step workflows.
• Strong CS fundamentals and problem-solving skills.
• Proven ability to work as part of a team.
• Experience programming in TypeScript/JavaScript (Node.js) or similar experience in Java, Python, C/C++, or Go.
• Experience with MySQL and Google Cloud Platform (GCP).
• Effective communication skills, a positive attitude, and the ability to give and receive constructive feedback.
• Ability to discuss and explain system architecture and design.
• Comfort using AI tools as part of your engineering workflow, with sound judgment about when to rely on them.

Benefits & Perks

• Flexible hours and virtual-first work culture with a home office stipend.
• Premium Medical, Dental, and Vision Insurance plans.
• Generous paid parental and caregiver leave.
• 401(k) savings plan with matching contributions.
• Financial advisor and financial wellness support.
• Flexible PTO and generous company holidays (including Juneteenth and Winter Break).
• All-company in-person events once or twice a year, plus virtual events.