Treasury Manager - Griffin

About Griffin

Hi, we’re Griffin. We’re a fully regulated UK bank that powers the accounts and payments offerings of product-led fintechs and platforms like Uber, Yonder, Prosper, and Sidekick. By doing the heavy lifting behind the scenes, our customers can focus on what they do best - delivering amazing customer experiences.

We’ve grown rapidly since our launch in 2024, and today provide the banking backbone behind products in remittance, payroll, wealth, insurance, proptech, payments, neobanking and more. We’re moving into card issuing, stablecoin infrastructure, and agentic finance next as we continue to support the next generation of product-led companies.

Our Culture

We believe that smart, motivated, conscientious people thrive in high-trust, high-autonomy environments. People who thrive here don’t require much hand-holding, and go out of their way to figure out how to contribute in the most valuable way possible.

We've been remote-first since we were established in 2017 and remain so today. Work here is asynchronous and fully flexible, designed to help you get the most out of both your work and home life. We are intentional about our hiring process, ensuring a strong fit for our core values. Our strong culture helps us remain a mission-driven company, providing a clear operating framework and space to focus on delivering real value for our customers.

The Finance Team

Our vision is for the Finance team to be a central part of the business, supporting strategic planning and acting as thought leaders in finance, regulatory, planning, and strategic matters.

You'll report directly to Michael, our Treasurer, sitting at the heart of how we manage economic and regulatory risk and support optimising Griffin's balance within Board risk appetite.

The Opportunity

This role is Griffin's essential support to the Treasurer, offering hands-on ownership of reporting and analysis that supports risk management and decision making. You'll also manage intraday cash and oversee regulatory reports. You'll work closely with Michael, stepping in with confidence when he's out, and help shape how we manage liquidity and our HQLA portfolio. It's a rare chance to build deep treasury expertise inside a fast-moving, founder-led bank.

What Success Looks Like

• In your first 6 months: You'll build a genuine understanding of Griffin's business model and how treasury supports it. You'll take full ownership of our daily and monthly reporting, sense-checking every output.
• By month 12: You'll have picked up our existing processes with confidence and started enhancing them, improving reporting and feeding directly into liquidity and investment strategy. Michael will know he can rely on you, whether he's in the room or not.

Key Responsibilities

• Daily reporting on liquidity, capital, interest rate risk, funding capacity, and asset encumbrance.
• Monthly reporting, including liquidity, interest rate risk, treasury asset interest income, margin, and customer profitability.
• Cash management, including inter-account transfers (our Bank of England Reserve Account included) and payments.
• Liquidity management, monitoring depositor behaviour and refining our outflow assumptions across settlement cycles, including short-term forecasting.
• Dealing: pre and post-trade checks, trade confirmation, settlements, and credit analysis.
• Maintaining our treasury mandates.
• Implementing changes to risk management and reporting as a result of strategic projects, such as Direct FPS and access to the Bank of England's Sterling Monetary Framework.

Shape Your Role

This description reflects our current needs. How you achieve these outcomes, where you focus your energy, and how this role evolves is for you to define as you learn what our customers need and where our technical gaps are.

Your Background

We're looking for people who have:

• 5+ years' experience in a bank treasury function, including measurement and reporting of liquidity and capital from an economic risk and regulatory perspective (e.g., CRR, Basel III, LCR, NSFR, IRRBB, ILAAP, ICAAP).
• Strong, hands-on Excel skills.
• Dealing experience: evaluating the market, proposing trades, and executing them.
• Sharp attention to detail, with the ability to sense-check your own reporting output.
• A love of writing – we have a major amount of written documentation that you will be contributing to, and we place a high degree of importance on clarity and readability.

Ideally, you would also:

• Have experience in a challenger or growth-stage bank, having built or improved treasury processes and reporting.
• Have a relevant treasury or accounting qualification.
• Bring data skills like Python, SQL, or Power BI, and know how to use APIs and put AI tools to work.

What We Offer

We are an early-stage startup and are actively expanding our benefits package.

• Remote-first flexibility: Work from anywhere in the UK.
• Work from abroad: Up to 20 days a year.
• Time off: 25 days’ holiday, bank holidays, and a winter break (we shut down between Christmas and New Year).
• Share options: Own a part of what we’re building together.
• Pension: Auto-enrolment into our Penfold scheme.
• Insurance: Private medical with Bupa (including family cover) and life insurance with AIG.
• Wellbeing: 1:1 coaching and therapy sessions available through Oliva.
• Family leave: Enhanced parental leave with up to 6 months on full pay after two years’ service.
• AI tools: Everyone has a Claude subscription on us and access to other premium tools.
• Your setup: We’ll support you in creating a comfortable and effective WFH environment.

As a bank, we’re committed to maintaining the highest standards of security. This means that the successful candidate will need to complete background screening, and our offer will be conditional upon satisfactory review of these checks. This would include verification of right to work, criminal record, credit history, social media, and professional reference checks.

Hiring Process

We move as fast as possible, normally taking about 2-3 weeks.

• Step 1: Initial phone call with our Talent Team.
• Step 2: Meet your manager to discuss your experience.
• Step 3: A task based on day-to-day responsibilities.
• Step 4: Meet with peers in your team for a technical interview.
• Step 5: Culture and Founder interview.

Remote-First & Inclusivity

We trust people to do great work wherever they are. We hire across the UK, and most of our team works remotely full-time. We have a small London office in Moorgate for those who want it, but there's no expectation to be there. What matters is the work, not where you do it.

At Griffin, we’re looking for people who instinctively vibe with our values, behaviours, and mission. You’re encouraged to apply, even if your experience doesn’t tick every box. We're committed to creating a place where everyone belongs and we welcome diverse perspectives, backgrounds, and people who are ready to build a global platform for programmable finance.