Product Manager - AML

Shape the future of trust in the age of AI

At Oscilar, we're building the most advanced AI Risk Decisioning™ Platform. Banks, fintechs, and digitally native organizations rely on us to manage their fraud, credit, and compliance risk with the power of AI. If you're passionate about solving complex problems and making the internet safer for everyone, this is your place.

Why join us:

• Mission-driven teams: Work alongside industry veterans from Meta, Uber, Citi, and Confluent, all united by a shared goal to make the digital world safer.
• Ownership and impact: We believe in extreme ownership. You'll be empowered to take responsibility, move fast, and make decisions that drive our mission forward.
• Innovate at the cutting edge: Your work will shape how modern finance detects fraud and manages risk.

The Role:

AML operations teams are making high-stakes decisions on bad tooling. False positive rates hitting 90–95%. SAR narratives written by hand. Alert queues backlogged for days. Investigation workflows duct-taped across a transaction monitoring system, a case management tool, and a spreadsheet no one owns.

AI has gotten good enough to fix most of this - but compliance teams don't trust it yet, and most AI vendors don't understand AML well enough to earn that trust. You will own the product that earns it.

At Oscilar, you'll have full product ownership of our AML and financial crimes suite: transaction monitoring, KYC/KYB, screening, case management, SAR filing, and the AI agents that are beginning to augment and automate the investigation workflow itself. This is not a handed-down playbook. You are writing it.

What You'll Own:

• Transaction Monitoring: The rules engine and ML model layer that generates alerts - scenario design, threshold calibration, typology coverage, backtesting against historical transaction data. You'll define what the system flags, why, and how those decisions evolve as customer behavior and fraud typologies shift.
• KYC / KYB: Onboarding risk workflows: identity verification, document checks, beneficial ownership, ongoing monitoring triggers, and risk re-scoring.
• Screening: Sanctions (OFAC, UN, EU), PEPs, adverse media, and negative news. You understand the matching problem and what it takes to make screening defensible to an examiner.
• SAR Filing & Regulatory Reporting: FinCEN SAR workflow end-to-end: narrative generation, supporting documentation, filing status, audit trail.
• AML Data Strategy: The data model that powers all of the above: transaction graphs, entity resolution, behavioral baselines, consortium signals, model feature pipelines.

How You'll Work:

• You are an AI-native PM. You use AI tools throughout your entire workflow as a force multiplier.
• Discovery: Synthesize call transcripts, cluster themes, scan regulatory guidance, and surface competitive product gaps.
• Building: Generate first-draft PRDs, stress-test specs, write user stories, prototype UI flows, and pressure-test edge cases.
• Design: Explore multiple UX directions quickly and give the design team a sharper brief.
• Analysis: Query product and operational data, interpret model outputs, and build the evidence base for roadmap decisions.

Requirements:

• Full-stack AML product depth: Shipped product across at least two of the core AML areas in production under real regulatory scrutiny.
• AML strategy knowledge: Understand how AML programs are designed, calibrated, scenario thresholds, and model validation.
• Technical and data fluency: Read data schemas, write queries, and understand the explainability problem in AI-assisted compliance.
• Regulatory literacy: BSA, FinCEN, OFAC, FATF. Experience building a defensible audit trail.
• Bias toward speed: Use AI tools to move faster, test sooner, and learn earlier.

Benefits

• Compensation: Competitive salary and equity packages, including a 401k plan
• Flexibility: Remote-first culture — work from anywhere
• Health: 100% Employer covered comprehensive health, dental, and vision insurance
• Balance: Unlimited PTO policy
• Development: Unparalleled learning and professional development opportunities