Due Diligence Analyst - Americas

About Alpaca

Alpaca is a US-headquartered, global leader in agent-first brokerage infrastructure for stocks, ETFs, options, crypto, fixed income, 24/5 trading, and more. Among our subsidiaries, Alpaca is a licensed financial services company, serving hundreds of financial institutions across 40 countries with institutional-grade APIs. This includes broker-dealers, investment advisors, wealth managers, hedge funds, and crypto exchanges, totaling over 10 million brokerage accounts.

Our team consists of 400+ globally distributed members working remotely across the USA, Canada, Japan, Hungary, Nigeria, Brazil, the UK, and beyond. Alpaca is backed by $400 million in funding from top-tier global investors including Portage Ventures, Spark Capital, Tribe Capital, Social Leverage, Horizons Ventures, SBI Group, Peak XV, Elefund, and Y Combinator.

About the Role

Alpaca is looking for a collaborative and detail-oriented Due Diligence Analyst - Americas (ET hours) to join our Risk team. In this role, you will support the onboarding of new partners, including international fintechs and financial institutions, by helping ensure that required due diligence, risk, compliance, and AML standards are met before launch.

This is a hands-on, partner-facing role sitting at the intersection of risk management, third-party due diligence, compliance, operations, and project execution. You will evaluate prospective partners, review key documentation, coordinate internal requirements, and guide partners through the onboarding process.

Key Responsibilities

• Support due diligence reviews for new and existing partners, including fintech companies, financial institutions, vendors, and third-party service providers.
• Communicate regularly with prospective and onboarding partners globally to explain requirements, timelines, and documentation needs.
• Conduct and support third-party risk management processes, including KYC, KYB, enhanced due diligence, policy and procedure reviews, customer onboarding flow reviews, and risk assessments.
• Review partner-provided documentation for completeness, consistency, and potential risk indicators.
• Track partner onboarding progress, follow up on outstanding items, and ensure required documents are submitted ahead of launch deadlines.
• Respond to partner questions related to onboarding and due diligence processes, escalating issues as appropriate.
• Collaborate with internal teams including Operations, Compliance, AML, Legal, Product, and Project Management.
• Identify process gaps, recurring partner questions, or documentation issues, contributing to process improvements.
• Maintain accurate records of diligence reviews, decisions, approvals, and supporting documentation.

Requirements

• Experience: 2–3+ years of experience in risk management, operational risk, third-party risk, compliance, AML, financial crime, or related functions within financial services, fintech, brokerage, or another regulated industry.
• International Mindset: Comfort working with international partners and reviewing diligence materials across different jurisdictions and regulatory environments.
• Analytical Skills: Strong critical thinking skills with the ability to identify anomalies, inconsistencies, gaps, and potential risk indicators.
• Organizational Skills: Strong project management and prioritization skills, with the ability to manage multiple partner onboarding workstreams simultaneously.
• Communication Skills: Excellent written and verbal communication skills, including explaining requirements clearly to internal and external stakeholders.
• Cross-Functional Collaboration: Ability to work effectively across Risk, Compliance, AML, Operations, Legal, Product, and Project Management teams.
• Proactive Ownership: Self-starter mindset with accountability, sound judgment, and independence in a fast-paced environment.
• Education: Bachelor’s degree in Finance, Business, Economics, Risk Management, Criminal Justice, International Relations, or a related field.
• Timezone: Ability to work Eastern Time (ET) hours.

Nice to Haves

• Familiarity with financial services regulatory expectations, including BSA/AML, KYC, KYB, enhanced due diligence, and third-party risk management practices.
• Experience supporting partner, vendor, or third-party onboarding in fintech, brokerage, payments, or banking environments.
• Understanding of operational resilience, business continuity, cybersecurity, data protection, or outsourcing risk frameworks.
• Experience reviewing policies and procedures related to AML, sanctions, customer onboarding, fraud, compliance, or operational controls.
• Familiarity with broker-dealer, introducing broker, or embedded finance models.
• Experience using case management, GRC, CRM, or project tracking tools.

Benefits & Perks

• Competitive salary and equity stock options
• Health benefits
• New Hire Home-Office Setup stipend ($500 USD)
• Monthly stipend ($150 USD per month via Brex Card)