Senior Technical Underwriter - Bestow

About Bestow

Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that.

Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.

About the Team

As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow’s Software Product, Customer Experience, Data Science, User Experience, Actuarial, Legal/Compliance, and Engineering Teams. As the industry evolves rapidly, you will help develop solutions that balance efficiency, flexibility, and solid risk management protocols.

What You’ll Do

• Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.
• Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.
• Monitor underwriting metrics and data to identify opportunities and recommend improvements.
• Develop and iterate on carrier implementation framework.
• Contribute to product feature evolution.

Who You Are

• 8+ years of production life insurance underwriting experience.
• 1+ years experience with underwriting rules engines.
• FALU, FLMI, or CLU preferred.
• Strong technical background, including proficiency with data analysis.
• Hands-on experience integrating and analyzing industry-standard data vendors to optimize underwriting processes.
• Experience conducting underwriting audits and User Acceptance Testing (UAT).
• An understanding of the legal/compliance framework for life insurance and underwriting.
• A self-starter who excels in an independent work culture and adapts well to change.
• Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks.

Total Rewards

• Competitive salary and equity based on role
• Flexible paid time off and parental leave programs
• 100% paid-premium option for medical, dental, and vision insurance
• Lifestyle stipend to support wellbeing
• Flexible remote/hybrid work options