Senior Product Manager - Business Lending

At Mercury, we're building lending products that give growing businesses fast, fair, transparent access to the capital that lets them say yes when it counts. We're looking for a Senior PM to own this product end-to-end. You'll blend sharp product instincts with real empathy for business owners, partnering closely with risk, design, data science, engineering, and operations to ship a product that is both responsible and genuinely delightful to use.

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

What You'll Do

• Own the vision, strategy, and roadmap for Mercury's business lending product suite
• Drive the end-to-end customer journey — eligibility and discovery, application, underwriting and decisioning, funding, servicing, and repayment
• Partner with risk and data science to design underwriting and decisioning experiences that balance speed and approval rates with sound credit and compliance controls
• Work with design and engineering to make the application feel effortless, transparent, and trustworthy for business owners
• Collaborate with banking partners, legal, and compliance to ensure the product is regulatory-compliant and operationally sound
• Define and instrument the metrics that matter: conversion, approval and decline rates, time-to-funding, loss performance, repayment health, and customer satisfaction — and use them to prioritize
• Use customer insight, market research, and data to decide what to build next, and make crisp tradeoffs between scope, risk, and speed
• Partner with marketing, sales, and support to launch the product and bring it to the right customers at the right moment

What You Bring

• 7+ years of product management or aligned experience, with at least 2+ years in lending, credit, payments, or another regulated financial domain
• Experience of building and scaling lending businesses
• A strong grasp of the lending lifecycle: origination, underwriting, servicing, and repayment, and the risk and compliance considerations that come with it
• Proven ability to ship AI-first and iterate on customer-facing products that solve real problems for users
• Technical fluency: comfort partnering deeply with engineers and data scientists while translating complexity for business, risk, and compliance stakeholders
• Strong customer empathy paired with the rigor to balance growth against credit, compliance, and operational realities
• A track record of using data and experimentation to drive decisions and measurable outcomes
• Comfort operating with ambiguity and setting direction in a fast-moving, greenfield product area