Senior Product Manager - US Payments

The Role

This is an exciting opportunity to join Form3's growing US Product team as a Senior Product Manager, helping shape our US Account-to-Account (A2A) payments proposition.

You'll own products across the full lifecycle, from discovery and strategy through to delivery, launch, and commercialisation. While you'll contribute across our US A2A portfolio, your initial focus will be on building and scaling new payment capabilities, particularly Wire and ACH, as well as supporting existing capabilities like RTP and FedNow.

Key Responsibilities

• Define and execute the product strategy and roadmap for your US payment products, delivering measurable customer and commercial outcomes.
• Bring new payment capabilities to market, leading products from discovery through launch and ongoing optimisation.
• Partner with Engineering and Business Analysis to deliver scalable, high-quality products that meet customer and market needs.
• Build strong relationships with banks and financial institutions to uncover customer challenges and translate them into valuable product capabilities.
• Enable commercial success by supporting customer engagements, go-to-market initiatives, and strategic sales opportunities.
• Shape product pricing, positioning, and competitive differentiation to maximise market adoption.
• Ensure products remain compliant, competitive, and aligned with evolving payment scheme and regulatory requirements.
• Work collaboratively across Product, Engineering, and Commercial teams to deliver exceptional customer experiences and business growth.

Requirements

Essential:

• 5+ years' Product Management experience.
• Strong knowledge of the US account-to-account payments landscape, in particular Wire, ACH, and ideally RTP/FedNow.
• Experience building products for banks or financial institutions, either within a bank or a technology provider.
• Proven ability to take products from concept through launch and into live operation.
• Strong commercial mindset, with experience supporting pricing, go-to-market strategy, and customer engagement.
• Knowledge of the competitive landscape for payment infrastructure.
• Comfortable working closely with Engineering to translate customer needs into scalable products.
• Excellent stakeholder management and communication skills, with the ability to influence across technical and commercial teams.

Desirable:

• Experience building API-first and cloud-native products.
• Has worked in a high-growth startup or scaleup environment.

Interview Process

• Stage One: Talent Team Interview
• Stage Two: Hiring Manager Interview
• Stage Three: US Team Interview & Technical Assessment
• Stage Four: Executive Interview (CPO)

Location & Travel Requirements

Candidates must be based in Ontario (Canada) or one of the following US states: Connecticut, Florida, New Jersey, New York, or North Carolina.

This is a fully remote role with occasional travel required for team and customer meetings, primarily to New York, with occasional travel to the UK.

About Form3

Form3 is building the technology that powers the future of account-to-account payments, helping banks and financial institutions deliver faster, smarter, and more resilient payment experiences. Form3 is a remote-first company supporting flexible working patterns and part-time opportunities where possible.